With many programs available, we will work with you to find the right fit.
Standard financing for traditional loan requests.
Property Type: All Property Types Considered
Loan Minimum: $750,000
Loan-To-Value: Up to 80%
DSCR: 1.20 – 1.25
Recourse: Full (Partial or nonrecourse at lower Loan-to-Value %)
Fixed Rate Period: Floating, 6 month, 3, 5, 7, 10, 15 Years
Term: 3 – 30 Years
Amortization: 15 – 30 Years
Pre-payment Penalty: Declining Balance Length depends on program.
(ie: 5%, 4%, 3%, 2%, 1% in years 1 – 5)
Interest Only: Not Currently Available
Special Programs: None
Government guaranteed loans for owner-occupied and investment properties in rural areas. Must be in USDA Eligible Area.
Property Type: All Property Types Considered.
Loan Minimum: $750,000
Loan-To-Value: 90%
DSCR: 1.25
Recourse: Full
Fixed Rate Period: Floating, 3 – 10 Year Fixed
Term: 3 – 30 Years
Amortization: 20 – 30 Years
Pre-payment Penalty: Declining Balance
Interest Only: No
Special Programs: None
Long-term government sponsored loans for various types of multi-family housing.
Property Type: Multi-Family
Loan Minimum: $3,000,000
Loan-To-Value: 80%
DSCR: 1.25
Recourse: None
Fixed Rate Period: Floating, 5, 7, 10, 15, 20, 30 Years
Term: 5 – 30 Years
Amortization: 30 Years
Pre-payment Penalty: Yield Maintenance
Interest Only: Available
Special Programs: Standard and Premier Lease-Up
Securitized long-term fixed financing for stabilized properties.
Property Type: Most Property Types Considered
Loan Minimum: $1,500,000
Loan-To-Value: 80%
DSCR: 1.25
Recourse: None
Fixed Rate Period: 5, 7, 10 Years
Term: 5 – 10 Years
Amortization: 25 – 30 Years
Pre-payment Penalty: Defeasance
Interest Only: Available
Special Programs: None
Aggressive financing available for investment grade public and highly rated private tenants.
Property Type: Office, Retail, Industrial
Loan Minimum: $750,000
Loan-To-Value: Up to 97%
DSCR: 1.01 – 1.25
Recourse: Typically None. Recourse Sometimes Required Dependent on Tenant and Loan Size.
Fixed Rate Period: Floating, 3 – 25 Years (Dependent on Lease Term)
Term: Dependent on Lease Term
Amortization: Dependent on Lease Term
Pre-payment Penalty: Declining Balance, Yield Maintenance, Defeasance
Interest Only: Not Currently Available
Special Programs: None
High-cost short-term financing for loan requests not typically serviced by institutional lenders.
Property Type: All Property Types Considered
Loan Minimum: $750,000
Loan-To-Value: 75%
DSCR: No Requirement
Recourse: Full
Fixed Rate Period: Floating, 1, 2, 3, 5 Years
Term: 1 – 15 Years
Amortization: Interest Only
Pre-payment Penalty: Negotiable
Interest Only: Yes
Special Programs: Rehabilitation, Construction, Bankruptcy, Foreclosure, Vacant Properties
Secondary loans typically secured by stock in the borrowing entity, not the real estate.
Property Type: All Property Types Considered
Loan Minimum: $1,000,000
Loan-To-Value: 97%
DSCR: 1.0 – 1.1
Recourse: Negotiable
Fixed Rate Period: Negotiable
Term: Negotiable
Amortization: Negotiable
Pre-payment Penalty: Negotiable
Interest Only: Available
Special Programs: None
Government guaranteed loans for 51% or more owner-occupied properties.
Property Type: Owner-Occupied
Loan Minimum: $750,000
Loan-To-Value: Up to 90%
DSCR: 1.25
Recourse: Full
Fixed Rate Period: Floating, 3 – 10 Year Fixed
Term: 3 – 25 Years
Amortization: 20 – 25 Years
Pre-payment Penalty: Declining Balance
Interest Only: No
Special Programs: None
Long-term government sponsored loans for various types of rental housing.
Property Type: Multi-Family, Manufactured Home Communities
Loan Minimum: $750,000
Loan-To-Value: 80%
DSCR: 1.25
Recourse: None
Fixed Rate Period: Floating, 5, 7, 10 – 30 Years
Term: 5 – 30 Years
Amortization: 30 Years
Pre-payment Penalty: Yield Maintenance, Declining Balance
Interest Only: Available
Special Programs: None
Long-term government insured loans for various types of multi-family and healthcare properties.
Property Type: Multi-Family, Healthcare
Loan Minimum: $2,000,000
Loan-To-Value: 85% (Loan-to-cost 90%)
DSCR: 1.15 – 1.18
Recourse: None
Fixed Rate Period: 35 – 40 Years
Term: 35 – 40 Years
Amortization: 35 – 40 Years
Pre-payment Penalty: Lockout Followed by Declining Balance
Interest Only: Yes for Construction and Substantial Rehabilitation
Special Programs: Construction and Rehabilitation
Financing programs from life insurance companies for lower leverage loan requests.
Property Type: All Property Types Considered
Loan Minimum: $750,000
Loan-To-Value: 75%
DSCR: 1.20 – 1.30
Recourse: None
(Partial or Full Sometimes Required for Smaller Loan Requests)
Fixed Rate Period: 5, 7, 10, 15, 20, 25 Years
Term: 5 – 25 Years
Amortization: 15 – 25 Years
Pre-payment Penalty: Yield Maintenance, Declining Balance
Interest Only: Available
Special Programs: None
Short-term financing typically utilized for the rehabilitation or repositioning of properties.
Property Type: All Property Types Considered
Loan Minimum: $750,000
Loan-To-Value: 75% (Loan-to-Cost 80%)
DSCR: 1.25 Once Stabilized
Recourse: Full (Partial and Nonrecourse Available for Select Products)
Fixed Rate Period: Floating, 6 months, 1 – 5 years
Term: 1 – 5 Years
Amortization: 20 – 30 Years
Pre-payment Penalty: Negotiable
Interest Only: Available
Special Programs: Rehabilitation, Repositioning, Workouts
Financing available for horizontal development, vertical construction, and rehabilitation of multi-family and commercial properties.
Property Type: All Property Types Considered
Loan Minimum: $1,500,000
Loan-To-Value: 80% (Loan-to-Cost 85%)
DSCR: 1.15 – 1.25
Recourse: Full (Partial at Lower Loan-to-Cost)
Fixed Rate Period: Floating
Term: 1 – 3 Years
Amortization: Interest Only
Pre-payment Penalty: None
Interest Only: Yes
Special Programs: None
Bridge financing available for remediation of contaminated properties.
Property Type: Industrial, Vacant Land
Loan Minimum: $2,000,000
Loan-To-Value: 75%
DSCR: No Requirement
Recourse: Flexible
Fixed Rate Period: 1 – 5 Years
Term: 1 – 5 Years
Amortization: Interest Only
Pre-payment Penalty: Flexible
Interest Only: Yes
Special Programs: None